Industries we fund
Capital tuned to how
your industry runs.
PIRS provides working capital up to $5Mto established U.S. businesses across the categories below. Underwriting is tuned to each industry's cash cycle, not a generic credit box.
- Up to $5M
- No hard credit check
- Same-day decisions
- All 50 states
By industry
Working capital structured around how your business actually earns.
Tap any industry to see how PIRS underwrites operators in that space: common use cases, cash-cycle notes, and how we fund the category.
Construction
Bridge cash gaps between project milestones and AR payments.
Don't see your industry? We fund most U.S. businesses 3+ years in operation with $500K+ in revenue. Talk to a funding specialist. Odds are we underwrite your category.
Restricted industries
The categories we don't fund.
We say no up front. It saves everyone time. For the full picture — what qualifies, what you'll need, and what happens next — see eligibility.
- Real estate
- Motor-vehicle sales and auto dealers
- Boat dealers
- Legal services
- Accounting services
- Travel
- Casinos, gaming, and gambling
- Limousine, taxi, and transportation
- Cannabis
- Financial and investment services
- Brokerages
- Solar
- BBB A+ Accredited
- Trustpilot
See what your business qualifies for.
Same-day soft offers on qualified files. A real person works your file from application to funding.