Pre-approval tool
Estimate what you may
qualify for, in seconds.
One input, a quick estimate, no strings. No hard credit check, no personal information required. It's a starting point; your real offer comes from a full application.
- Informational only
- No hard credit check
- No PII required
Run an estimate
Drag the slider, see your number.
The estimate updates instantly. It's a rough gauge based on your monthly revenue: your credit doesn't affect the amount, and it's not an offer of credit.
Soft credit check only. Your credit doesn't affect your eligible amount. It's based on your revenue.
Your estimate
You may qualify for up to
$120K
Informational estimate based on the figures you entered, not an offer of credit. Final amounts are determined after a full review.
- No hard credit check
- Soft offer in hours
- Funding in 24 hours
What this is, and what it isn't
A starting point, not a decision.
The estimate isn't an offer of credit or a guarantee of approval; those depend on a complete application and underwriting review.
One simple input
Set your average monthly revenue and the estimate updates instantly. No forms, no email, no business name required.
Credit doesn't change the amount
Your eligible amount is based on revenue, not your score. Nothing here touches your credit; a soft inquiry only happens later, at pre-approval.
Real numbers come fast
Ready for an actual offer? A full application takes minutes, with same-day decisions on qualified files.
Qualification basics
What underwriters typically look for.
Working-capital underwriting leans on your bank statements and sales history, not your credit score alone. A common approval profile:
Time in business
3+ years
Annual revenue
$500K+
Personal credit floor
500+ FICO
Geography
All 50 states
These are guidelines, not hard cutoffs; strong, consistent sales can offset a weaker score. Qualified businesses can access working capital up to $5M. Want the full picture? Read the Working Capital 101 guide or browse the FAQ.
Turn the estimate into a real offer.
A full application takes minutes and gives you actual terms. Same-day decisions, no hard credit check at pre-approval, no obligation.